TRICARE Now Covers Online Therapy In New York - $0 Copay For Active-Duty Families Through MMHC

new-york

Manhattan Mental Health Counseling (MMHC), a New York-based telehealth practice with 80+ licensed clinicians, now accepts TRICARE Select and TRICARE Reserve Select for secure online therapy throughout New York State, including New York City, Long Island, Westchester County, and upstate regions. Active-duty family members on TRICARE Select pay $0 per session in-network with a $1,000 annual catastrophic cap, with no referral required for most plans and most patients scheduled within 3 days.

Coverage Plans and Cost-Sharing

For active-duty family members (Group A) on TRICARE Select, therapy is typically $0 per session in-network. Retirees and dependents (Group B) pay approximately 25% cost-share after their annual deductible. Guard and Reserve members enrolled in TRICARE Reserve Select (TRS) are eligible for outpatient mental health therapy and pay approximately 20% cost-share after a $150 individual or $300 family deductible. All plans cover telehealth at the same rate as in-person visits, and MMHC manages all claims directly with the Defense Health Agency, eliminating paperwork for patients.

Clinical Services and Specializations

MMHC’s clinical team includes therapists with specialized training in military mental health using evidence-based approaches aligned with VA/DoD Clinical Practice Guidelines. Conditions treated include PTSD and combat trauma, military sexual trauma (MST), anxiety disorders, depression and mood disorders, deployment stress and reintegration, and military-to-civilian career transitions. All care is delivered via secure telehealth using evidence-based therapies including CBT, DBT, and EMDR. According to MMHC, telehealth delivery removes “the on-base care stigma barrier that leads many service members to delay or avoid treatment, providing a private, off-installation option for those who prefer it.”

Intake Process

MMHC’s military-experienced Therapy Coordinator manages the intake process: MMHC confirms TRICARE eligibility, copay, and deductible before scheduling; patients are paired with a licensed therapist experienced in military mental health; and care begins online via secure video.


This article is an AI-assisted summary. All facts and figures are drawn from the original report: https://menafn.com/1110965613/TRICARE-Now-Covers-Online-Therapy-In-New-York-0-Copay-For-Active-Duty-Families-Through-MMHC